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As Pakistan’s largest retail payments enabler, Altpay offers
tools for big and small businesses to digitize commerce, payments,
loyalty and delivery – all from a single platform

As Pakistan’s largest retail payments enabler, Altpay offers tools for big and small businesses to digitize commerce, payments, loyalty and delivery – all from a single platform

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MERCHANT
SERVICES PROVIDER

One of the largest providers in Pakistan

CERTIFIED FOR PAYMENT ACCEPTANCE

VISA, MASTERCARD, UNIONPAY, JCB, AMEX, LOCAL PAYMENT METHODS

USD 1.2 BN +
GPV

Per annum payment processing volume

3.1+ MN
TRANSACTIONS

Per month transaction velocity

3,000 +

Retail payment points

500,000 +

Captive wallet B2C customers

9,000 +

B2B customers

PCI-DSS, EMV

Certified, Compliant

MERCHANT SERVICES PROVIDER

One of the largest providers in Pakistan

CERTIFIED FOR PAYMENT ACCEPTANCE

VISA, MASTERCARD, UNIONPAY, JCB, AMEX, LOCAL PAYMENT METHODS

USD 1.2 BN + GPV

Per annum payment processing volume

3.1+ MN TRANSACTIONS

Per month transaction velocity

3,000 +

Retail payment points

500,000 +

Captive wallet B2C customers

9,000 +

B2B customers

PCI-DSS, EMV

Certified, Compliant

What makes Altpay an ideal partner for digital payments and commerce for all size of retailers?

PROVEN CREDIBILITY

We are Pakistan’s largest retail payments enabler processing and settling over PKR 20 BN of transactions per month.

UNIQUE PRODUCT SET

We offer a unique product set for both in-store and online commerce and payments combining order, payments and loyalty on a single platform.

INFO SEC

We are PCI-DSS certified with info security one of our key differentiating points.

WINNING DEVICES

We are distribution partners with Pax Technology, which is the most highly regarded and globally recognized retail payments devices provider.

READY ECOSYSTEM

We are certified for payment acceptance with all global schemes with integration & partnerships with multiple FIs and other digital service providers.

SPECIALIST VERSUS GENERALIST

Our approach of providing specialist solutions for different business segments help our customers get holistic as against compartmentalized solutions for their requirements.

In-person payments with altpay

With Altpay’s in-person payment solutions, accept payments through a range of instruments all consolidated on a single platform, gain intuitive insights, formulate campaigns for real-time rewards for customers and much more.

CLOUD PAYMENT TERMINALS & CASH REGISTERS versus Client-server

Digital receipts
Always-available data
No risk of data loss

EMBEDDED LOYALTY
versus
standalone

Real-time
Acquirer-driven
Points, discounts gifts, cashback

BUSINESS CONTEXUALIZATION
versus
payments only

Processing of payments with business data (product, channel) for better insights, control and recon

AGGREGATION OF PAYMENT METHODS versus cards-only

Wallet
Raast P2M
Close-loop
Non-regulated apps
Open-loop cards (Visa, MCI, others)

CLOSE-LOOP WALLET (RETAIL CURRENCY)

Builds loyalty
Knoweth of customer
Currency that is cheaper to accept
B2B and B2C wallets on postpaid & prepaid models

MERCHANT HQ
PORTAL

Payment and MDR reporting
Reconciliation and data extraction
Real-time loyalty campaign administration
Intuitive analytics combining business, payments & loyalty data

SPECIALIST SOLUTIONS FOR ALL BUSINESSES as against commoditization

Fashion
Food & beverages
Fuel and Convenience retail
Grocery and general retail

MERCHANT
INTEGRATION API versus standalone

Real-time recon with ERP
Exchange of business data
Integrated order
Payment receipts

MERCHANT
SMARTPHONE
APPLICATION

Payment alerts
Transactional analytics
Loyalty offers management
Settlementt and payment reports

Online Payments

Altpay’s online payment gateway enables merchants to accept payments through scheme cards, bilateral integrations with wallets and CASA accounts, and their own close-loop wallets.

Integration Options

Re-direction, API, SDK with tokenization.

Payment Methods

Bank cards, wallets, bill payment, bilateral integration with non-regulated entities.

Pre-integrated Commerce

Pre-integrated web-store and store app for merchants who need the same.

Integrated loyalty

BIN-based loyalty for real-time discounts, gifts, points.

Dynamic field exchange

Dynamic field exchange as per requirement of merchant.

Analytics tools for merchants

Merchant portal accessible through browser and smartphone app.

Retailer's Wallet

Wallet for retailer’s business and individual customers helps gain loyalty of retailers’ bulk and individual customers, take their business online and minimize cost of payment acceptance.

B2B and B2C customers digital onboarding.
B2C wallet app covering topup (bank transfers, cash deposit, other means) payments, online orders, loyalty and networking.
Digital invoicing and payment collections for B2B customers.
Online store management.
Hyperlocal and scheduled delivery.
Spend control with multiple buyers and a single payer for B2B customers.

SPECIALIST PLATFORMS

With Altpay’s category-specialist solutions, retailers in different market segments get a tailored, comprehensive multi-channel digital commerce, payments and loyalty platform that goes beyond payments and provide such retailers an entire business management platform.

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DOWNSTREAM
FUEL

  • POS for forecourt, CR, NFR
  • Fleet management
  • Digital payments
  • Invoicing and collections
  • Loyalty
  • Large retailers’ wallet

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RESTAURANTS &
ALLIED

  • POS for Self-service, Ala Carte and Take-away models
  • Digital payments
  • Orders - walk-in, take-away, online and on phone
  • Kitchen and table-side order processing
  • Hyperlocal delivery app
  • Loyalty
  • Supplier management
  • Staff management

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GROCERY &
GENERAL RETAIL

  • POS for fast Checkout & Queue-busting
  • Digital payments
  • Orders - walk-in, take-away, online and phone
  • Fulfillment center management
  • Hyperlocal delivery app
  • Loyalty
  • Large retailers’ wallet
  • Supplier and procurement management
  • Staff management

Contact Us

Email Us

info@altpay.biz

Our Address

Ground Floor, Sidco Avenue Center, Abdullah Haroon Road, Saddar, Karachi, Pakistan.

Call Us

+92 21 111 (ALTPAY) 258729